Online Banking

Deposit Rates

A penalty may be imposed for early withdrawal on certificates of deposit. The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account. Interest rates and Annual Percentage Yields are current as of February 25, 2020.

TypeMinimum Opening DepositMinimum balance to obtain APYAPY %

Type


3 Month Certificate of Deposit

Minimum Opening Deposit


$2500.00

Minimum balance to obtain APY


$2500.00

APY %


.10

Type


6 Month Certificate of Deposit

Minimum Opening Deposit


$2500.00

Minimum balance to obtain APY


$2500.00

APY %


.20

Type


12 Month Certificate of Deposit

Minimum Opening Deposit


$500.00

Minimum balance to obtain APY


$500.00

APY %


.40

Type


18 Month Certificate of Deposit

Minimum Opening Deposit


$1000.00

Minimum balance to obtain APY


$1000.00

APY %


.45

Type


24 Month Certificate of Deposit

Minimum Opening Deposit


$1000.00

Minimum balance to obtain APY


$1000.00

APY %


.50

Type


30 Month Certificate of Deposit

Minimum Opening Deposit


$500.00

Minimum balance to obtain APY


$500.00

APY %


.60

Type


36 Month Certificate of Deposit

Minimum Opening Deposit


$1000.00

Minimum balance to obtain APY


$1000.00

APY %


.65

Type


48 Month Certificate of Deposit

Minimum Opening Deposit


$1000.00

Minimum balance to obtain APY


$1000.00

APY %


.80

Type


60 Month Certificate of Deposit

Minimum Opening Deposit


$1000.00

Minimum balance to obtain APY


$1000.00

APY %


1.00

Type


Regular Savings

Minimum Opening Deposit


$25.00

Minimum balance to obtain APY


no

APY %


.20

Type


Christmas Club Savings

Minimum Opening Deposit


$25.00

Minimum balance to obtain APY


no

APY %


.30

Type


Tiered Savings

Minimum Opening Deposit


5000.00

Minimum balance to obtain APY


$2500.00-9999.99
$10000.00-24999.99
$25000.00-49999.99
$50000.00 and up

APY %


.20
.25
.25
.30

Type


Platinum Club Checking

Minimum Opening Deposit


$100.00

Minimum balance to obtain APY


$100.00

APY %


.25

Type


Now Checking

Minimum Opening Deposit


$1000.00

Minimum balance to obtain APY


$500.00

APY %


.15

Type


Money Market Checking

Minimum Opening Deposit


$2500.00

Minimum balance to obtain APY


$2500.00-$1000.00
$1000.01-$2499.99
$2500.00 and up

APY %


.15
.20
.25

Type


Health Savings Account

Minimum Opening Deposit


no

Minimum balance to obtain APY


no

APY %


1.25