mom and child putting money in a piggy bank
Regular Checking: Free Checking, a minimum of $25.00 to open account.
Commercial Checking: Free Checking, a minimum of $25.00 to open account.
Money Market Checking: Interest Bearing Checking, a minimum of $2500.00 to open account. You may make six (6) transfers from your account each statement cycle, and maintain a minimum balance of $2500.00 in the account each day. A maintenance fee of $5.00 will be imposed every statement cycle, if the account falls below $2500.00 any day of the statement cycle.
Now Checking: Interest Bearing Checking, a minimum of $1000.00 to open account. There is no limit on the amount of checks that can be written on this account. A Maintenance Fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1000.00 any day of the Statement Cycle.
Platinum Club: Interest Bearing Checking, a minimum of $100.00 to open account. You must be 50 years of age or over to open a Platinum Club.
Regular Savings: Interest Bearing Savings, A minimum of $25.00 to open account. You may make six (6) transfers from your account each four (4) week or similar period.
Tiered Savings: Interest Bearing Savings, a minimum of $5000.00 to open this account. A minimum of $5000.00 is required to open account. Same withdrawal requirements for regular savings applies. If balance falls below $2500.00, there will be a $5.00 per quarter service charge assessed to the account.
Christmas Club Account:Interest bearing account, A minimum of $25.00 to open account. No withdrawals permitted.
Health Savings Account: Interest bearing account.
3 Month CD: Interest Bearing Account, A minimum of $2500.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of one month’s interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
6 Month CD: Interest Bearing Account, A minimum of $2500.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of one month’s interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
12 Month CD: Interest Bearing Account, A minimum of $500.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of one month’s interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
13 Month CD: Interest Bearing Account, A minimum of $1000.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, the renewal term will be for 12 months with the 12 month terms.
18 Month CD: Interest Bearing Account, A minimum of $1000.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
23 Month CD: Interest Bearing Account, A minimum of $1000.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, the renewal term will be for 24 months with the 24 month terms.
24 Month CD: Interest Bearing Account, A minimum of $1000.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
30 Month “Add To” CD: Interest Bearing Account, A minimum of $500.00 to open the account. You may make unlimited deposits into your account. The minimum amount you can deposit is $100.00 per day. The maturity date for this account will remain the same after additional deposits. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
36 Month CD: Interest Bearing Account, A minimum of $1000.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
48 Month CD: Interest Bearing Account, A minimum of $1000.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
60 Month CD: Interest Bearing Account, A minimum of $1000.00 to open the account. You may not make additional deposits to this account. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest on the amount withdrawn. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
The Bank of Kampsville offers the Traditional IRA and the Roth IRA. Rates are the same as the Certificate of Deposits. For more information on IRA’S or any product, please contact any of our facilities.
If you need any loan information, please contact any of our loan officers: Diane Tepen at our Hardin Location, 618-576-2215; Jennifer Baltisberger at our Kampsville Location, 618-653-4311; Nancy Kulp at our Brussels Location 618-883-2141; or Kayla Carpenter at our Pleasant Hill Location, 217-734-2315.
Reconcile Statement (Hourly) | $7.50 |
Account Research (Hourly) | $15.00 + $.10/copy |
Check Cashing Fee (customer) | Free |
Check Cashing Fee (non-customer) | $1.00/hundred |
Copy of a Check | $.10 each, |
Dormant Account Fee (checking) | $1.00/month |
License Fee | $3.00 |
Money Order (customer) | $1.00/hundred/Max $3.00 |
NSF Overdraft charge (per item) | $15.00 |
Returned item fee (per item) | $15.00 |
Notary Fee | Free |
Photocopies | $.10 each |
Safe Deposit Box Rent (3x10) | $14.00 |
Safe Deposit Box Rent (5x10) | $20.00 |
Stop Pay | $15.00 |
Wire Transfer (customer) | $15.00 |
Wire Transfer (customer - foreign) | $50.00 |
Fax (send & receive) | $1.00/page |