PRODUCTS
  

CHECKING ACCOUNTS

REGULAR CHECKING:   Free Checking, a minimum of $25.00 to open account

COMMERCIAL CHECKING:  Free Checking, a minimum of $25.00 to open account.

MONEY MARKET CHECKING:   Interest Bearing Checking, a minimum of $2500.00 to open account.   You may make six (6) transfers from your account each statement cycle, and maintain a minimum balance of $2500.00 in the account each day.  A maintenance fee of $5.00 will be imposed every statement cycle, if the account falls below $2500.00 any day of the statement cycle. 

NOW CHECKING:  Interest Bearing Checking, a minimum of $1000.00 to open account.  There is no limit on the amount of checks that can be written on this account.  A Maintenance Fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1000.00 any day of the Statement Cycle. 

PLATINUM CLUB:  Interest Bearing Checking, a minimum of $100.00 to open account.  You must be 50 years of age or over to open a Platinum Club. 

  • No Minumim Balance Required
  • $4.00 per month Fee
  • Free Checks
  • Free Bank Drafts
  • Free License Plate Services
  • Free Notary Services
  • Free Copies
  • Safe Deposit Box Rental 1/2 of regular Price

SAVINGS ACCOUNTS

REGULAR SAVINGS:  Interest Bearing Savings, A minimum of $25.00 to open account.  You may make six (6) transfers from your account each four (4) week or similar period. 

TIERED SAVINGS:   Interest Bearing Savings, a minimum of $5000.00 to open this account.   A minimum of $5000.00 is required to open account.  Same withdrawal requirements for regular savings applies.  If balance falls below $2500.00, there will be a $5.00 per quarter service charge assessed to the account.

HEALTH SAVINGS ACCOUNT:  Interest bearing account. 

 CERTIFICATES OF DEPOSIT

3 MONTH CD:   Interest Bearing Account, A minimum of $2500.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of one month's interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

6 MONTH CD:   Interest Bearing Account, A minimum of $2500.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of one month's interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

12 MONTH CD:   Interest Bearing Account, A minimum of $500.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of one month's interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

18 MONTH CD:   Interest Bearing Account, A minimum of $1000.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of three months' interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

24 MONTH CD:   Interest Bearing Account, A minimum of $1000.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of three months' interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

30 MONTH "ADD TO" CD:   Interest Bearing Account, A minimum of $500.00 to open the account.  You may make unlimited deposits into your account.  The minimum amount you can deposit is $100.00 per day.  The maturity date for this account will remain the same after additional deposits.  If you withdraw any of the principal before the maturity date, we may impose a penalty of three months' interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

36 MONTH CD:   Interest Bearing Account, A minimum of $1000.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of three months' interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

48 MONTH CD:   Interest Bearing Account, A minimum of $1000.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of three months' interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

60 MONTH CD:   Interest Bearing Account, A minimum of $1000.00 to open the account.  You may not make additional deposits to this account.  If you withdraw any of the principal before the maturity date, we may impose a penalty of three months' interest on the amount withdrawn.  If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term. 

IRAs

The Bank of Kampsville offers the Traditional IRA and the Roth IRA.  Rates are the same as the Certificate of Deposits.  For more information on IRA'S or any product, please contact any of our facilities.

Fees

  • Reconcile Statement                                                         $8.00 
  • Account Research                                                              $7.50/hour 
  • Check Cashing Fee (customer)                                      Free 
  • Check Cashing Fee (non customer)                              $1.00/hundred 
  • Copy of Check                                                                     $ .50 ea. 
  • Dormant Account Fee (checking & savings)                 $1.00/month 
  • License Fee                                                                        $3.00 
  • Money Order (customer)                                                   $1.00/hundred or $3.00 
  • Non-Sufficient Funds                                                         $15.00/item 
  • Notary Fee                                                                            Free 
  • Photocopies                                                                         $ .10 ea. 
  • Safe Deposit Box Rent (3x10)                                           $14.00 
  • Safe Deposit Box Rent (5x10)                                           $20.00 
  • Safe Deposit Box Rent (8x10)                                           $22.00 
  • Stop Pay                                                                                $15.00 
  • Wire Transfer (customer)                                                   $15.00 
  • Wire Transfer (customer-foreign)                                     $40.00 
  • Fax (send & receive)                                                            $1.00/page

LOANS

If you need any loan information, please contact any of our loan officers:  Ralph Zipprich at our Hardin Location, 618-576-2215; Nikki Stein at our Kampsville Location, 618-653-4311; Nancy Kulp at our Brussels Location 618-883-2141; or Shelley Carroll at our Pleasant Hill Location, 217-734-2315.

  
  
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