Deposit Rates
  

                      Type                                                       APY (%)
 
 3 Month Certificate of Deposit (e)(4)               0.50
 6 Month Certificate of Deposit (e)(4)               0.60
12 Month Certificate of Deposit (c )(2)             0.80
18 Month Certificate of Deposit (d)(3)              1.00
24 Month Certificate of Deposit (d)(3)              1.10
30 Month Certificate of Deposit (c )(2)             1.26
36 Month Certificate of Deposit (d)(3)              1.51
48 Month Certificate of Deposit (d)(3)              1.76
60 Month Certificate of Deposit (d)(3)              2.01
 
Regular Saving Account (a)                                0.25
 
Tiered Savings Account (f)(4)                              0.40 ($2500.00-9999.99)
                                                                                0.50  ($10000.00-24999.99)
                                                                                0.60  ($25000.00-49999.99)
                                                                                0.70  ($50000.00 and up)
 
 
 
Platinum Club Checking Account (b)(1)         0.50
 
Now Checking Account (d)(3)                          0.25
 
Money Market Checking (e)(4)                           0.25 (up to $1000.00)
                                                                               0.50 ($1000.01-2499.99)
                                                                               0.75 ($2500.00 and up)
 
Health Savings Account                                   2.79    
 
Minimum opening deposit a) 25.00 b)100.00 c) 500.00 d) 1000.00 e) 2500.00 f) 5000.00.  Minimum balance to obtain APY 1) 100.00 2) 500.00 3) 1000.00 4) 2500.00.  A penalty may be imposed for early withdrawal on certificates of deposit.  The interest rate and annual percentage yield may change after account opening.  Fees could reduce the earnings on the account.  Interest rates and Annual Percentage Yields are current as of September 12, 2011.
  
  
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